

Office Hours
Insurance Products Offered
Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health
Other Products
Banking, Investment Services, Annuities
Would you like to create a personalized quote?
Andrew Brecht
Office Hours
Address
Hermitage, TN 37076-5326
In the Kroger Shopping Center


Office Hours
Insurance Products Offered
Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health
Other Products
Banking, Investment Services, Annuities
Would you like to create a personalized quote?
Office Info
Insurance Products Offered
Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health
Other Products
Banking, Investment Services, Annuities
Office Info
Simple Insights®
Signing a lease: What you need to know
Signing a lease: What you need to know
When signing a lease, it’s important to prepare, understand your lease agreement, and ask the right questions of your landlord.
Credit score facts and myths
Credit score facts and myths
Think it’s impossible to improve credit scores? That’s just one of many credit score myths. Read on to learn about some common misconceptions.
Car maintenance tasks you can do yourself
Car maintenance tasks you can do yourself
To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.
Social Media






Viewing team member 1 of 4

Carolyn Cummings
Customer Service Representative
License #2328199
With 35 years of experience in the insurance industry, I am excited to be a part of Andrew's team in Hermitage. Having been born and raised in this community, I continue to call Hermitage, Tennessee, my home. My strong commitment to customer service drives me to deliver exceptional experiences for our customers. I provide coverage for auto, home, and life insurance in Davidson, Wilson, and the surrounding areas. Our team is fantastic, and I look forward to collaborating with them to serve you better!
Viewing team member 2 of 4

Cheryl Biddle
Personal Account Representative
License #3002089877
I joined Andrew Brecht State Farm in September 2023, bringing with me three years of dedicated insurance experience. Originally from Chattanooga, Tennessee, I now proudly call Hermitage, TN my home. I am experienced in auto, home, and life insurance, serving the communities of Davidson and Wilson counties. Outside of work, I'm happily married to my husband, Matthew, and we’ve enjoyed over 20 wonderful years together. I invite you to stop by our office for a personalized insurance quote—let's protect what matters most to you!
Viewing team member 3 of 4

Michael Richardson
Personal Account Representative
License #2353772
I am a dedicated team member with over 10 years of experience in the insurance industry, and I have developed a deep appreciation for our agency's commitment to prioritizing customer needs. I take great pleasure in helping customers find the right options tailored to their unique circumstances, particularly in auto, home and life insurance. In my spare time, I pursue my passions for acting and writing, which allow me to explore my creativity and express myself artistically. However, my greatest joy comes from spending quality time with my loved ones. I am excited to connect with our customers in Davidson, Wilson, and Sumner counties and provide them with the exceptional service they deserve!
Viewing team member 4 of 4

Pattie Graben
Receptionist
I am a lifelong resident of Middle Tennessee, and my roots in this community run deep. I have always had a strong heart for helping others and giving back, which motivates me both personally and professionally. I truly believe that making a positive difference in the lives of those around me is one of the most fulfilling things I can do. Outside of work, I am a proud dog lover and enjoy spending time with my furry companions. Watching my grandson grow up is another source of immense joy and pride in my life—it reminds me of the importance of family and cherishing every moment. Connecting with our customers every day brings me genuine happiness; being able to listen, support, and assist them not only brightens their day but also enriches mine. These meaningful interactions fuel my passion for what I do and inspire me to continue serving this wonderful community with dedication and care.